Update 2026 | Top 5 Trusted Currency Exchange Locations for Foreigners in Ho Chi Minh City
Ho Chi Minh City is a vibrant destination attracting millions of international visitors annually. One essential need for foreigners is exchanging currency for convenient spending. This article compiles the top 5 most trusted currency exchange locations in Ho Chi Minh City, ensuring safe transactions and competitive rates for a worry-free experience.
1. Ha Tam Gold Shop – Competitive Rates Near Ben Thanh Market
Ha Tam Gold Shop is a well-known name among locals and international tourists. Located near Ben Thanh Market, a hub for travelers, Ha Tam offers fast, transparent currency exchange with competitive rates. The shop displays daily exchange rates clearly, making it easy to compare and choose the best time to exchange.
Highlights:
-
Convenient, easy-to-find location
-
Competitive and regularly updated exchange rates
-
Staff with basic English communication skills
Address: 2 Nguyen An Ninh, Ben Thanh Ward, District 1
2. Minh Thu Currency Exchange – Trusted & Diverse Currencies
Minh Thu is one of the few officially licensed exchange points authorized by the State Bank of Vietnam, ensuring legal and secure transactions. Beyond USD, it supports a wide range of currencies, including EUR, GBP, AUD, CAD, JPY, KRW, and more, making it ideal for those needing to exchange various foreign currencies.
Highlights:
-
Legally licensed operations
-
Supports multiple currency types
-
Professional staff with helpful consultations
Address: 22 Nguyen Thai Binh, District 1
3. Banks
Major commercial banks are the safest option for legally exchanging foreign currency (such as USD, Euro, Japanese Yen, and many other common types) in Ho Chi Minh City. They are licensed by the State Bank of Vietnam, ensuring clean banknotes, zero risk of counterfeits, and full compliance with the law. The process is straightforward: bring your ID card (CMND/CCCD), and for large amounts, you may need proof of purpose. Rates follow official regulations, are stable, and fully transparent.
Advantages: 100% secure, wide range of currencies (especially rare ones), clear receipts/invoices, extensive branch network across HCMC (central District 1 is usually most convenient).
Disadvantages: Exchange rates are typically slightly lower than at licensed agents/gold shops (around 100-300 VND per USD difference), and operating hours are mainly business hours (usually 8 AM–5 PM, Monday to Friday; some open Saturday mornings).
Recommendation: Choose banks if you prioritize maximum safety, are exchanging large amounts, or need official documentation. Some banks offer special counters with extended hours and more competitive rates.
4. Kim Mai Gold Shop – High Rates & Central Location
Located near the backpacker area, Kim Mai is known for offering high exchange rates, particularly for USD. While it may not support as many currencies as other locations, it’s a great choice for exchanging USD or EUR quickly and conveniently.
Highlights:
-
High exchange rates, especially for USD
-
Fast transactions with minimal wait times
-
Close to tourist areas for easy access
Address: 84C Cong Quynh, Pham Ngu Lao Ward, District 1
5. Kim Chau Gold Shop – Quick Transactions & Reasonable Rates
Kim Chau is a popular choice in District 5, offering reasonable rates, simple procedures, and enthusiastic staff. For larger transactions, customers can negotiate for better rates, making it a reliable option for both tourists and long-term foreign residents.
Highlights:
-
Fast, hassle-free transactions
-
Competitive rates with room for negotiation
-
Ideal for expatriates living in the city
Address: 36 An Duong Vuong, Ward 9, District 5
Tips for Currency Exchange in Ho Chi Minh City
To ensure safe and efficient currency exchange, foreigners should keep these tips in mind:
-
Verify Licensing: Only transact at locations licensed by the State Bank of Vietnam.
-
Compare Rates: Rates vary between locations, so check via phone or website beforehand.
-
Bring Identification: Some places require a passport or visa for large transactions.
-
Avoid Unclear Sources: Steer clear of exchange points without transparent rate displays or questionable operations to minimize risks.
Choosing the right currency exchange location not only saves money but also ensures secure transactions. With these 5 trusted options, you can confidently exchange foreign currency in Ho Chi Minh City. Prioritize licensed locations with transparent rates and professional service for the best experience.
Please contact the product/service provider mentioned in the article directly through their official website or phone number for consultation and information verification. The content of the article is for reference purposes only and does not constitute any recommendation, commitment, or guarantee in any form. Readers should exercise their own judgment and bear responsibility for their decisions.
